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Birmingham Blog SharonAntonio

7/25/2010 FHA Seller concessions
 
FHA is considering changing the seller concessions from the current 6% to 3%, this means on $100,000 loan, sellers would only be allowed $3000 in concessions instead of $6000.  Now is the time to purchase,if you are in the market to buy your next home. Interest rates are fantastic!  Call me to see the homes that interest you. 205-915-6296 Visit my web site to view up to date listings www.SharonAntonio.com
Sharon
7/3/2010 Kitchen updates
Well planned kitchen updates can give you 80% or more return on your investment.  Updating appliances is a very good start to the process.When changing counter tops, cabinets and flooring, try to keep in line with the neighborhood norm.  If laminate counter tops are present in most homes, updating to granite  will not give you the bang for your dollar, If however you are planning on staying in your home and this is what you desire,then put in the counters that appeal to you.
Call Sharon for updating to sell ideas 205-915-6296 visit my web site www.sharonantonio.com
7/1/2010 Tax Credit closing extended
Closing for tax credit has been extended until Sept 30,2010.  The contract for purchasing still had to be in place by April 30,2010 but closing can now occur until Sept 30.Call me if you have questions 205-915-6296
Sharon
6/12/2010 Interest RATES are FANTASTIC
Interest rates from Friday June 11, 2010.  Rates range from 4.5% to 4.75%..  I have lenders that I work with every day. Call,e-mail or text me and I will put you in contact with a lender that can help you find financing for your home purchase. 
sharon 205-915-6296 www.SharonAntonio.com    
6/5/2010 This House APPRAISAL IS KILLING ME
Many sellers today as well as buyers are finding home purchasing a challenge, due to the appraisals that are coming in on their property.  Sellers are being slammed with lower than offering price and buyers are sometimes being told that due to the appraisal they will not be able to get mortgage insurance.  This is showing up more with national lenders as opposed to your local lender. Reasons......most local lenders have LOCAL appraisers that know they area, unlike some national lenders who use an appraisal pool that may have appraisers that do not know the area at all.  KNOW YOUR LENDER !
Call , text or e-mail if you have questions  www.SharonAntonio.com  205-915-6296
5/21/2010 Updating your kitchen
Updating your kitchen can offer an 80% return of  your investment.  Kitchen updates go a long way in offering appeal to potential buyers.  Updated cabinets, counter tops and especially appliances give buyers a sense of a well maintained home. A place where they want to gather with their family for future meals and fun.  So update the kitchen, it will be well worth it when you decide to sell . You can contact me at 205-915-6296 , phone or text me,  or e-mail me soldbyantonio@aol.com
Sharon
5/19/2010 Mortgage Insurance
Visit my web site www.SharonAntonio.com  or send me an e-mail if you have questions. soldbyantonio@gmail.com   

It is getting more difficult to get national mortgage companies to offer mortgage insurance. Several closings have been delayed or cancelled due mostly to national lenders not offering mortgage insurance, this may be due in large part to appraisals coming in low or being inaccurate. Buyers are often finding local lenders/banks more willing to do their own loans, making for an eaiser process
2/26/2010 9 week left for tax credit

Still considering purchasing a home before tax credit expires?  Only 9 weeks left to locate and have offer in place to qualify for $8000 or $6500 tax credit.
Hurry  Call, e-mail or Text for details 205-915-6296 , soldbyantonio@aol.com
Sharon Antonio

2/17/2010 Waiting to buy for better options?
Better options are in the here and now !   Tax Credit expires April 30,2010  , Interest Rates are hovering around 4.75% and home selections are terrific, however those statistics are on the horizon to change. FHA loans are already modifying their guidelines.  I have one lender who has program offering 3.75% on ARM  for 5 years, then can renew for 1 year or roll over to 15 or 30 year at current rate.  Great plan for buyers that know they will be moving/transferring . Call me for information
Sharon Antonio 205-915-6296  or visit my web site www.SharonAntonio.com
2/5/2010 COUNTDOWN FOR TAX CREDIT
Less than 3 months remain to take advantage of the Home buyer tax credt,  If you are seriously considering purchasing a home, don't miss the time line of April 30, 2010. $8000 for first time homebuyers and $6500 for move up buyers. Call me for additional details. 205-915-6296
Sharon
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RE/MAX Alabama | Sharon Antonio, RE/MAX Classic | 6801 Cahaba Valley Road, Suite 210, Birmingham, AL 35242 | (205)408-1306 | Contact Me by E-mail